TopRidge Bonus
A high bonus fixed index annuity with a cumulative withdrawal feature and diversified crediting options.
Key Features
The TopRidge Bonus Annuity offers one of the highest bonuses available currently for a fixed index annuity (FIA), which may be appealing for many retirement savers. As an annuity, it provides your clients the ability to enjoy the benefits of tax-deferred accumulation potential, as well as protection from market loss, with the flexibility to save for retirement and provide for their beneficiaries.
A bonus on premiums received (only available the first contract year).1
Flexible withdrawal opportunities with a Cumulative Free Withdrawal option.2
Rider charge refund feature available in the Cumulative Free Withdrawal Rider with Rider Charge Refund.
Competitive index crediting strategies covering various asset classes from large and small cap to technology and international sectors.
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TopRidge Bonus Product Literature
Brochure | Fact Sheet | Statement of Understanding |
|---|---|---|
Index Overviews and Performance
Explore each index below for details and performance trends.
*Not available to Iowa residents or for contracts issued in Iowa. |
Client-Approved Marketing Materials
Ad: TopRidge Bonus Annuity
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Cumulative Free Withdrawal Sales Idea
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TopRidge Bonus Index Options At A Glance
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Premium Bonus Sales Idea
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What is a Fixed Index Annuity
An educational piece for clients that describes the general concept of a Fixed Index Annuity.
Booklet: A Company You Can Count On
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Financial-Professional-Use-Only-Approved Marketing Materials
TopRidge Bonus State Variations
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TopRidge Bonus Quick Reference Guide
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TopRidge Bonus Index Comparison Guide
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IMO FIA Product Offerings Comparison Guide
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30 Year Stock Market Performance
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TopRidge Bonus Crediting Diversification Chart
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1A Bonus Recapture schedule applies.
2Beginning in the first contract anniversary and during the Surrender Charge Period, clients can withdraw up to 10% of Account Value, free of Surrender Charges or Market Value Adjustments (MVA). Please refer to the product brochure for more information about the Cumulative Free Withdrawal Rider.
FINANCIAL PROFESSIONAL USE ONLY
Security Benefit Life Insurance Company is not a fiduciary and the information provided is not intended to be investment advice. This information is general in nature and intended for use with the general public. For additional information, including any specific advice or recommendations, please visit with your financial professional.
The Security Benefit TopRidge Bonus Annuity, a modified single premium, deferred fixed index annuity contract is issued by Security Benefit Life Insurance Company (SBL). In most states, the TopRidge Bonus Annuity is issued on form 5600 (9-19). In Alaska, Connecticut, Idaho, Indiana, Maryland, Massachusetts, Minnesota, Missouri, Nevada, New Hampshire, New Jersey, Ohio, Oklahoma, Oregon, Pennsylvania, South Carolina, Texas, Utah, Virginia, and Washington the TopRidge Bonus Annuity form is ICC19 5600 (9-19).
Guarantees provided by annuities are subject to the financial strength of the issuing insurance company. Annuities are not FDIC or NCUA/NCUSIF insured; are not obligations or deposits of, and are not guaranteed or underwritten by any bank, savings and loan or credit union or its affiliates; are unrelated to and not a condition of the provision or term of any banking service or activity.
Fixed index annuities are not stock market investments and do not directly participate in any equity, bond, other security, or commodities investments. Indices do not include dividends paid on the underlying stocks and therefore do not reflect the total return of the underlying stocks. Neither an index nor any fixed index annuity is comparable to a direct investment in the equity, bond, other security, or commodities markets. Unless otherwise indicated, the index's performance does not include dividends.